My Experian PLUS Score Update

Via American Express, I am eligible to receive an annual complimentary credit score from Experian. It is Experian's PLUS score which has a scale from 330 to 830. It is not the more widely used FICO score which ranges from 300 to 850.



This score is now 801 which is a nice increase from last year's 790.

My Experian PLUS Score

Via a credit card I have with American Express I was given access to a complimentary credit score and report. The credit score shown below is the Experian PLUS score which has a different scale (330-830) than the more widely used FICO score (300-850).



I typically check my credit report 3 times a year via AnnualCreditReport.com. I rotate through the 3 credit reporting companies as only one free report is allowed per company per year.

My Equifax FICO Score

Earlier this week I read this post at My Money Blog and took the opportunity to check my Fico score for free. Ever since I learned about FICO a few years back, I have been doing the following:
-I do not close my credit cards (especially the oldest ones)
-I do not open any new credit cards (I currently have 4 which is plenty)
-I use my credit cards on a regular basis (especially the ones with rewards)
-I always pay off the full balance every month (I spend less than what I make)
-once a year I request a small credit limit increase on the credit card issuer's website