The recently enacted Patient Protection and Affordable Care Act of 2010 also known as Health Care Reform has changed the rules for the purchase of over the counter (OTC) products using my Flexible Spending Account (FSA).
FSA funds can no longer be used to purchase OTC medicine and drugs unless a medicine or drug is prescribed.
The OTC items affected include items in the following categories:
Acid controllers, allergy and sinus, antibiotics, anti-diarrhea, anti-gas, anti-itch and insect bites, anti parasitic treatments, baby rash ointments, cold sore remedies, cough, cold and flu, digestive aids, laxatives, motion sickness, pain relief, sleep aids, stomach remedies.
FSA funds can still be used to purchase OTC items that are not considered a medicine or drug (e.g. bandages, splints, contact lens solution, etc).
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